I HEREBY CERTIFY that all information provided is true and complete. I have no other undisclosed financial obligations and acknowledge the foregoing will be used to determine my creditworthiness. I authorize you to give to and obtain from persons with whom I have financial or other business dealings, and commercial and consumer reporting agencies, credit and other financially-related information about me. If I have supplied my social insurance number (SIN) in any application to you, you may treat my SIN as an integral part of that information and maintain it in your records about me. You may likewise use my SIN and communicate it and allow it to be communicated to those persons and agencies as an aid to identifying me. My deposit account may be charged with payments on the loan.